About Us
equipifi is a software company that helps financial institutions offer “buy now, pay later” style payment options through their own digital channels. Its platform is designed to let banks and credit unions provide instalment plans at the point of purchase, giving customers a way to spread the cost of eligible transactions without leaving their existing banking relationship. In practice, this addresses a common challenge for traditional lenders, which is keeping pace with newer consumer finance experiences while maintaining the trust, compliance standards, and customer ownership that come with regulated banking.
The company’s customers are primarily banks and credit unions, along with the teams and partners that support them, such as digital banking providers and payment ecosystem participants. The end users are everyday account holders who want more flexibility when paying for larger purchases, and who may prefer to access that flexibility from their own bank rather than a separate third party provider. That puts equipifi in the intersection of fintech and enterprise SaaS, where product decisions need to balance user experience with security, risk considerations, and integration requirements.
Within the SaaS ecosystem, equipifi sits in the embedded finance and lending enablement space. It is not a consumer brand in the way many BNPL providers are. Instead, it provides the underlying technology that enables regulated institutions to deliver a comparable capability. This typically means working with complex stakeholder groups, long term customer relationships, and technical environments where integrations, data handling, and reliability matter as much as front end design.
For job seekers, equipifi is likely to suit people who enjoy building and operating products in a regulated, integration heavy setting. Product management, engineering, implementation, customer success, and partnerships roles tend to be central in companies like this, particularly for those comfortable translating between business goals and technical delivery. Experience in fintech, payments, lending, risk, or working with banks and credit unions is likely to be useful, but so are strong fundamentals in SaaS delivery, API based integration, and building software that has to be dependable and auditable.
What may appeal to candidates is the chance to work on a product that directly affects how people pay and borrow, while supporting institutions that already have deep customer relationships. If you like solving practical problems with clear constraints, collaborating across commercial and technical teams, and shipping software that has to meet high standards for security and compliance, equipifi may offer a focused environment where that work is central to the company’s success.