Why This Job is Featured on The SaaS Jobs
This Risk Team Leader role stands out in SaaS because it sits at the intersection of product economics, decisioning, and market expansion—areas that become increasingly central as subscription and usage-based businesses add embedded credit or lending-adjacent offerings. The remit spans portfolio performance, limit policy design, and collaboration with data providers, signalling a data-driven operating model rather than purely compliance-led risk work.
From a SaaS career perspective, the position builds durable skills in translating product strategy into measurable unit economics, then iterating via models, reporting, and funnel optimisation. Ownership of new lending product development and country launches provides exposure to how risk frameworks must adapt across markets, data availability, and regulatory constraints—experience that transfers well to fintech SaaS, vertical SaaS with financing layers, and platforms integrating external funding partners.
The role is best suited to a practitioner ready to lead analysts while staying close to hands-on modelling and decision logic. It will fit professionals who prefer cross-functional work with product, finance, legal, and data teams, and who enjoy balancing profitability goals with policy discipline. It also aligns with candidates motivated by improving acceptance rates and portfolio outcomes through structured experimentation and analytics.
The section above is editorial commentary from The SaaS Jobs, provided to help SaaS professionals understand the role in a broader industry context.
Job Description
Key Responsibilities
- Lead team of risks analysts
- Manage a credit portfolios
- Create risks strategies for decision making
- Analyze profitability of products
- Lead the development of new lending products
- Lead the launch of new lending product in new countries
- Create and analyze limit policies
- Collaborate with data providers
- Collaborate with product, finance, legal, DWH, analytics and tech teams
- Create requirements for reporting
- Optimize loan rejects funnels
Skills, Knowledge and Expertise
- Experience in risk analytics or portfolio management for at least 3 years
- Experience in lending for individuals or SMEs
- Excellent knowledge of banking processes
- Experience in building risk and NPV models
- Experience in team management
- Knowledge of python and SQL
- Familiar with regression and boosting models
- Experience in working with external funding will be an advantage
- Experience in usage of alternative data for scoring will be an advantage
Conditions & Benefits
- Stable salary and official employment
- Health insurance
- Hybrid work mode and flexible schedule
- All necessary work equipment
- Partially or fully paid additional training courses
- Diverse internal training programs
- Relocation package for candidates from other regions
- Access to professional counselling services including psychological, financial, and legal support
- Discount club membership
