You can become a part of
… a truly aspirational brand, one of India’s fastest growing fintech companies that offers a range of financial services & products for merchants, kirana store owners and end consumers. Valued at over $2.8 Bn within a short span of 3+ years, we focus on empowering small business owners and retailers with business ranging from QR & PoS payments to easy loans to high-yield investment products which in turn enables them to grow and transform. We understand that business and culture are two sides of the same coin. So, alongside business, we are equally focused on building a culture where employees succeed unconditionally.
We believe we are in an ever-evolving space with immense opportunity to build for Bharat! Our people will enable this journey with their ideas, innovations and capabilities. We value diversity, where we encourage different points of view, ways of thinking, new capabilities to strengthen and improve the lives of our customers. And that is not all, we have a lot of fun while we explore new ideas, solve real problems, collaborate, connect - and we do it all together.
Connect with us over social media, coffee or call. We promise to excite you with an opportunity that will “change the game”!
In this role, you have the opportunity to
… work across critical areas of Regulatory Compliance for a fast-growing fintech ecosystem covering Payments, Lending, Insurance Distribution, Digital Lending, Telecom Compliance, and emerging financial services businesses.
You will collaborate with cross-functional teams including Product, Operations, Legal, Risk, Business, Technology, and Senior Management to ensure regulatory adherence, proactive risk mitigation, and strong governance frameworks. The role requires a deep understanding of RBI, SEBI, IRDAI, TRAI, and other applicable regulatory frameworks impacting fintech and digital financial services businesses.
You will play a key role in strengthening the organization’s compliance culture by implementing structured compliance monitoring mechanisms, conducting thematic reviews, assessing regulatory changes, and driving closure of compliance gaps through practical and business-aligned solutions.
Responsibilities will include
Regulatory Change Management
- Maintain continuous oversight of regulatory developments impacting fintech, payments, digital lending, insurance distribution, telecom communications, and allied financial services sectors.
- Monitor, interpret, and analyse regulatory changes, circulars, notifications, advisories, master directions, and enforcement actions issued by RBI, NPCI, IRDAI, TRAI, and other regulatory bodies.
- Conduct regulatory impact assessments for new regulations, amendments, business initiatives, partnerships, and operational changes.
- Drive organization-wide implementation of regulatory changes through coordination with Product, Business, Operations, Technology, Legal, and Risk teams.
- Prepare and disseminate regulatory advisories, implementation guidance notes, and actionable compliance updates to relevant stakeholders.
- Support drafting and submission of regulatory representations, responses, clarifications, and industry consultations, wherever required.
- Provide ongoing regulatory guidance to internal stakeholders on operational, product, and business-related compliance matters.
- Ensure regulatory obligations are embedded into internal policies, SOPs, governance frameworks, and operational workflows.
Regulatory Compliance
- Manage end-to-end regulatory compliance requirements applicable to Lending Service Providers (LSPs), insurance distribution businesses, mutual fund distribution, and other fintech operations.
- Oversee timely submission of regulatory reports, returns, certifications, declarations, and compliance filings to regulators, partners, and industry bodies.
- Coordinate and support audits, regulatory inspections, thematic reviews, and compliance certifications.
- Manage outsourcing and third-party compliance oversight, including review of vendor controls, regulatory obligations, contractual requirements, and governance mechanisms.
- Maintain compliance trackers, governance dashboards, regulatory repositories, and evidence management systems.
- Support implementation and periodic review of policies and procedures in line with applicable regulatory requirements and industry best practices.
- Liaise with internal and external stakeholders for closure of compliance requirements and regulatory obligations.
- Prepare compliance MIS, governance reports, and management updates for senior leadership.
Compliance Testing
- Design and execute periodic compliance testing programs, thematic reviews, and regulatory control assessments across business functions.
- Conduct obligation testing, SOP reviews, operational control testing, and gap assessments to evaluate adherence to applicable regulations and internal policies.
- Develop and maintain detailed compliance testing frameworks, annual review plans, and risk-based monitoring methodologies.
- Identify regulatory and operational gaps through structured testing and root cause analysis.
- Coordinate with stakeholders across Product, Operations, Technology, Business, Legal, and Risk teams for remediation and timely closure of observations.
- Track corrective action plans, mitigation measures, and implementation timelines for identified compliance gaps.
- Maintain detailed testing documentation, review records, evidence repositories, and audit trails for regulatory and governance purposes.
- Drive proactive identification of emerging compliance risks through thematic analysis and control monitoring.
- Ensure continuous improvement of compliance monitoring and testing mechanisms aligned with evolving regulatory expectations.
Product Assessment & Regulatory Advisory
- Provide regulatory guidance and compliance advisory support during product conceptualization and innovation stages.
- Partner with Product, Technology, and Business teams to assess regulatory feasibility and risk exposure for new products, features, partnerships, and customer journeys.
- Conduct regulatory risk assessments during product development lifecycle and recommend necessary controls and safeguards.
- Review product flows, SOPs, agreements, customer communications, and operational processes from regulatory risk perspectives.
- Perform compliance gap assessments during User Acceptance Testing (UAT) and pre-launch review stages.
- Ensure regulatory requirements are adequately implemented prior to product launch and operational deployment.
- Conduct post go-live reviews and monitoring to assess ongoing compliance adherence and operational effectiveness.
- Support implementation of compliance-by-design principles across products and business processes.
Employee Training & Compliance Awareness
- Conduct periodic compliance trainings and awareness sessions for employees across business and operational functions.
- Develop training material, compliance advisories, regulatory explainers, and awareness communication for internal stakeholders.
- Drive organizational awareness on key regulatory developments, compliance obligations, governance expectations, and emerging risk themes.
- Support creation of a strong compliance culture through continuous engagement, knowledge-sharing initiatives, and capability building programs.
- Encourage proactive compliance ownership and accountability across teams and functions.
To succeed in the role
Qualifications
- Any CS/ CA/ MBA/ LLB with at least 6 – 8 years of experience in compliance / compliance testing / Internal audit with BFSI /Fintech / Big 4.
- Sound knowledge of RBI, IRDAI, TRAI, SEBI rules & regulations.
Skills, experiences & behaviors
- Strong understanding of fintech regulatory and operational ecosystems.
- Excellent analytical, problem-solving, compliance testing, and risk assessment capabilities.
- Ability to manage multiple regulatory priorities in a fast-paced environment.
- Advanced proficiency in Microsoft Excel, Word, PowerPoint, GRC tools.
