Why This Job is Featured on The SaaS Jobs
This Portfolio Risk Analyst role sits at the intersection of SaaS-style product iteration and regulated financial decisioning, where analytics directly shapes how credit products perform in market. The remit spans monitoring portfolio health, evaluating model quality, and translating findings into credit policy actions, which mirrors the feedback-loop discipline common in data-driven SaaS environments.
For a SaaS career path, the work builds durable capability in measurement, governance, and operational analytics. Regular ownership of dashboards and reporting creates fluency in defining metrics that stakeholders trust, while investigations into eligibility, line management, profitability, losses, and fraud develop a structured approach to diagnosing performance drivers. Exposure to stress testing, sensitivity analysis, and cross-functional decision forums also maps well to roles in risk, revenue operations, and product analytics across subscription and fintech SaaS businesses.
The position suits an analyst who prefers rigorous, repeatable analysis over ad hoc work and is comfortable influencing decisions through data artifacts. It will resonate with professionals who want hands-on ownership of SQL-driven reporting and Python-based automation, and who value collaboration with product, finance, collections, and modelling teams to turn analytical conclusions into implemented policy changes.
The section above is editorial commentary from The SaaS Jobs, provided to help SaaS professionals understand the role in a broader industry context.
Job Description
Do you want to take the first step in making Filipinos’ lives better everyday? Here in GCash we want to stay at the forefront of the FinTech industry by creating innovative, meaningful, and convenient financial solutions for the nation! G ka ba? Join the G Nation today!
RESPONSIBILITIES
- Review loan portfolio & model quality consistently.
- Plan, oversee & maintain reports and dashboards to support said reviews.
- Design & conduct analyses/investigations for credit policy development on matters such as: eligibility, line management, profitability, losses & write-offs, potential fraud.
- Document policies for management notification & approval and ensure implementation of approved policies.
- Prepare financial projections, sensitivity analysis, and stress testing on the portfolio of the loan product assigned.
- Proactively identify and escalate risks, as needed.
- Interface with business/product, collections, finance, & modelling teams, as well as management & partners to drive key decisions
QUALIFICATIONS
- Knowledge of credit risk and collections principles and data analytics to influence data -driven decisions in managing portfolio quality
- Advance SQL and data management skills
- Adept in Python for modeling and automation
- Experience in Retail Credit Risk. Fintech experience is a plus.
What We Offer
Opportunity for career growth and development in the #1 FinTech company in the country Working with a dynamic and highly collaborative team who want to change the game A company that values their people with highly competitive and flexible compensation and benefits package
